Category: Money

  • KoleilYutong.. what? And other cryptic credit card charges from South Korea, Japan, etc.

    I’ve recently been to South Korea and had a great time. Learning how to read Hangeul helped a lot, even though I don’t know the meaning of most things that I read!

    One of the things I liked about traveling to South Korea was that many establishments accepted credit card for payment. When traveling abroad, I prefer managing my finances with the help of a credit card, so most of my expenses in Korea were charged to it.

    The only challenge was figuring out which establishment charged which bill entry, because the labels can be cryptic.

    It took some effort, but I’ve finished deciphering where each credit card charge came from.

    I thought it would be nice to share them in case anyone faces the same challenge. Though I don’t know if this blog entry will still show up on Google search results. Ahh, fall of blogs’ popularity… (And years of me neglecting this blog :-p)

    Credit card charge labels from South Korea:

    Anyway, here are the credit card charges from South Korean establishments that I was able to decipher:

    “KOLEILYUTONG(JOO)ÝR.FJ Seoul KR”: This was from an Etude House cosmetics vending machine, which was located in a Korail subway station. I had already flown back home when I realized that we got double-charged by the vending machine that only released one item. T_T Anyway, I have read elsewhere, that someone was charged “KOLEILYUTONG(JOO)NAM BOOSAN REF# MISC/SPECIALTY R” for baggage deposit at a train station. So I think that if you see any “KOLEILYUTONG” charge from your credit card, it could be a retailer that you transacted with in a Korail subway station. Fun fact: If you search for “코레일유통” (KorailYutong) you may stumble upon the “Korail Retail” website, which is currently at korailretail.com as I write this post!

    “SSIJEOIIOLLIBEUNETEUUE SEOUL KR”: Olive Young

    “AK PLAZA SOOUEONJEOM Suwon KR”: SPAO in AK Plaza, Suwon City

    “OLMASHUKEUSHUTORI 4HOJ SEOUL KR”: All Mask Story in Myeong-dong, Seoul City

    “7-ELEVEN Suwon KR”: Self-explanatory 😛

    “INISEUPEULI MYEONGDONG Seoul KR”: Innisfree in Myeong-dong, Seoul City

    “E-MART 24 SUWON STATI SUWON-SI P KR”: E-Mart convenience store in Suwon Station

    “LODDEOIJIALENJEOILINEO SUWON-SI KR”: ANGELINUS, formerly known as Angel-in-us Coffee, in Suwon Station

    “LIGIMBABAKSOOUEONJEOM SUWON-SI P KR”: Lee Gimbap, in Suwon Station

    “SSIYU(CU) JINJUPLIMIUM” / “SSIYU(CU) INKYEPLIMIUM“: CU (Convenience Store) Jinju Premium branch / Ingye Premium branch

    2025 update with some more credit card charge labels from Korea:

    • “AK PLAZA Suwon KR”: This is a purchase from the AK Plaza Mall, located in Suwon City, South Korea.
    • “CJ OLIVE YOUNG GANGNAM DAEJEON KR”: one of the Olive Young (a health & beauty store) branches in Gangnam.
    • “CJ OLIVE YOUNG GANGNAM SEOUL KR”: one of the Olive Young (a health & beauty store) branches in Gangnam.
    • “CO.,LTD ART BOX SUWON SUWON-SI P KR”: This is a purchase from Art Box, a “lifestyle and stationery” store in Suwon City, South Korea
    • “SSIYU(CU) INCHUNGONGHA INCHEON KR”: SSIYU is CU, a popular CVS (convenience store) in South Korea. This one is specifically a branch at Incheon Airport.

    New! Credit card charge labels from Japan:

    • “Mujirushiryohin” is from MUJI!
    • “Junkudoushoten Ikebuku”: A branch of Junkudo Shoten bookstore in Ikebukuro
    • “Toraberazufuakutori”: This is Traveler’s Factory, a shop that sells stationery such as Traveler’s Notebooks and other retro-vibe tools!
      • “Toraberazufuakutori” is from the NAKAMEGURO Traveler’s Factory branch.
      • “Jr East Shopping Cente”: Traveler’s Factory STATION branch in Tokyo Station. I think the charge is labeled as such because the shop’s operation is tied to JR East (a railway company).
      • “Travelers Factory – Chiba” – Traveler’s Factory AIRPORT branch at Narita Airport

    That’s all folks! :3

    On a side note, I had to fix this WordPress site because an update broke it! Good thing that my host’s support agent was able to point me to a way to restore my site to a previous state. Phew. I don’t like WordPress anymore but I can’t be bothered to plan and actually do the moving to another platform. Maybe someday, on a day, far faaaar away. Or, in a parallel universe.

  • “You can no longer use PayPal” all of a sudden; PayPal wants me to close my 11-year-old account!

    I received an unexpected email from PayPal saying I can no longer use PayPal.

    You can no longer use PayPal


    After a review, we decided to permanently limit your account as we found potential risk associated with it. You’ll not be able to use PayPal to send and receive payments or shop online.
    If you have funds in your PayPal balance, we’ll hold the amount for up to 180 days. After that period, we’ll email you with information on how to access your funds.


    We regret any inconvenience this may cause.

    This was shocking and irritating because I’ve been using my PayPal for over 10 years, and haven’t done anything unusual, aside from update my name because I’m already married.

    When I logged in to PayPal, the issue was in the notifications list so I clicked “Resolve Account Issue.”

    However, the resolution page does not help at all. It seemed like my account was in a dead-end.

    So I send PayPal support a message, asking why my PayPal became limited, and actually no longer usable.

    I received the following reply:

    We received information/documents showing that you are currently under the age of 18 and thus cannot have an open PayPal account.

    I told them that it’s a mistake, and attached photos of my IDs showing my birth date. I am waaaaay over 18 years old!

    Then, they replied:

    Thank you for contacting PayPal in regard to the  issue.
    We have limited your account because you were not yet 18 years old at the time of account creation. Now that you’ve turned/over 18, you can open a new PayPal account, by closing the current account.
     
    Here’s how to sign up for a PayPal account:
     
    1. Go to PayPal website.
    2. Click “Sign Up” at the top of the page.
    3. Review and select the account type that suits how you’re going to use PayPal, and click “Get Started”.
    4. Follow the instructions on-screen to create your PayPal account.
    5. Check your email for a confirmation email from PayPal (the email might take a few minutes to reach your inbox).
    6. Click the confirmation link in the email.
    7. Enter your password and click “Confirm”.
     
    Once you’ve completed the sign-up process, you can start using your PayPal account to send and receive payments.

    WTF?! Seriously? I created my account 11 years ago and they tell me now that I should close it because I wasn’t 18 yet when it was created?

    Sigh. Maybe a change in policies, huh?

    Oh well, nothing I can do about that. I just hope that I’ll be able to withdraw my balance ASAP!

  • Sample computation of interest – Time Deposit Rate from BPI Direct Savings Bank

    Sample computation of interest – Time Deposit Rate from BPI Direct Savings Bank

    Today I emailed BPI Direct, asking if the interest rates in the following table taken from their website is monthly rate.

    BPI Direct Savings Bank, Time Deposit Rates Sep23-29

    The table of BPI’s time deposit rates above may have changed already as you read this blog entry, so please verify in this page: BPI Direct – Time Deposit Rates.

    This was the response I got: (more…)

  • Receive Moneygram money transfer in the Philippines

    I had to visit a Moneygram branch today to receive money that was sent to me. Western Union is where I usually receive money from other countries, and they have many branches. I did a lookup in the Moneygram website to find nearby branches but couldn’t find any. A friend told me SM Business Centers offer Moneygram services, so I tried SM Manila, which is a jeep ride and steps away from home (I don’t consider this a “nearby” branch).

    (more…)